Bulgarian Adoption Cost

June 12, 2018 – Update – Charlotte NC

We’re excited to let you know about options that can help you manage the cost of adoption.

For a $20,000 Adoption Loan with a 60 month term at 5.99% APR, the monthly payment will be approximately as low as $387.

Learning how to finance adoption cost through this program that we offer has already helped several of our adoptive parents.

Charlotte is a banking center and our Operations Manager, Nick has been eager to find a good option to help adoptive parents take advantage of a monthly payment plan, similar to the way many other things are financed over time.

Options vary and can different payment plans are available.

To find out more – contact Nick –


Call or Text at 704 527 7673

Bulgaria Adoption Cost – Financing – Monthly Payments Available 

Waiting Child Fee Schedule
MOJ Application Preparation Free (most agencies charge for this)
Upon submission of Application to MOJ 1,600 Euro Wire to Bulgaria
Agency Applicaiton Fee $300 Due with application
Agency Fee $6,200 Payment Plan Available
IAAME Overseight Fee $500 Per child – Payable to IAAME – Due w contract
Dossier Fee $6,500 Due 6 – 9 months after Agency Fee
1,000 Euro Wire to Bulgaria
MOJ Approval of Dossier 5,400 Euros
Due about 3 months after dossier wire to Bulgaria
First Trip $5,000 Due shortly before travel
PayPal Available
Second Trip $3,000 Due shortly before travel
PayPal Available
Total $21,500 and 8,000 Euro

Bulgaria Adoption Cost – Traditional Route

-same overall cost as “waiting child”- 

Traditional Fee Schedule
Agency Applicaiton Fee $300 Due with application
Agency Fee $6,200 Payment Plan Available (Due with signed contract -PayPal or check)
IAAME Overseight Fee $500 Per child – Payable to IAAME – Due w contract
Dossier Fee $6,500 On your time table – when you complete your dossier (PayPal or check)
1,000 Euro Wire to Bulgaria
Foreign Fees
First Trip 5,000 Euros and $5,000 After you’ve been matched and accepted your child. (Wire and PayPal)
PayPal Available
Second Trip 2,000 Euros and $3,000 After court date has approved you as parents. (Wire and PayPal)
Total $21,500 and 8,000 Euro
Raising Money – Success Story – St. Mary Family
Our fees shown above are well documented and you can expect that they will NOT change. 
Other cost through the adoption process is expected to be around $10,000 in addition to the ones shown above. These costs will be made up of the following:
Home Study Fees (likely payable to a local agency in your state, unless you’re in NC)
Airplane Tickets
Cost of staying overseas and taking care of yourself and your child while in Poland
State and federally regulated certification or processing fees
Mailing expenses
Other third party fees
All of these fees are variable in nature. 

Relaxed Fee Structure

Learn More About Financing

Important Facts About The Bulgaria Adoption Cost Listed Above

The Bulgaria Adoption Fee Schedule is approximately $21,500 plus € 8,000 including agency fees, application fees, and international fees. Please keep in mind that upon completion of your adoption you would be eligible for an Adoption Tax Credit, which currently is approximately $13,000.

Adopting a sibling group of two will not double the cost.  It will increase the cost by approximately $10,500. Most of these will be due as foreign fees.  $500 will be due to IAAME – domestically. 

If you adopt siblings, the tax credit would double to $26,000.

Parents should keep in mind the fees are spread out throughout the entire process and are not due at once.

These adoption fees are due as parents move through the process.  Often times there are several months’ time between when the fees described above are due. 

Financing options can help spread the cost down to a monthly payment

In addition, the fees which are due overseas are due only after the parents have accepted their child and are traveling to meet him/her. 

Verse of Day - December 6, 2018

Have I not commanded you? Be strong and courageous. Do not be frightened, and do not be dismayed, for the Lord your God is with you wherever you go.

Joshua 1:9


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